There’s been some good news this month for people facing discrimination in the private rental market – because of how they pay their rent, or because of who they are.
Buy-to-let mortgage conditions
First, Natwest announced that it would lift “all restrictions on landlords renting to tenants who are in receipt of housing benefits”.Read more
Back in October, we learned that Natwest had asked one of its buy-to-let customers to either evict her tenant, who was receiving housing benefit, or pay a draconian fee to switch her mortgage.
The bank’s terms and conditions prohibited customers from letting to tenants in receipt of housing benefit. Yet another example of a bank discriminating against low-income households and fuelling the “No DSS” culture. But this time, 62% of the bank is owned by the government, i.e. us.
The landlord has started a petition urging the government to stop this practice by high street banks, and it’s nearly at 5000 signatures.Read more
New checks to prevent undocumented immigrants from renting homes risk come into force in parts of the West Midlands today. Under the Immigration Act 2014, landlords are required to check the immigration status of all prospective tenants.
This is an awful policy that will cost renters and benefit no one:
- With no government funding for this, added administration costs may simply be passed on to renters through extra letting agent fees or higher rents.
- Far from preventing undocumented immigrants from finding a home, the policy will see already vulnerable tenants forced into illegal tenancies and poor housing conditions.
- The checks also put more than 1m families at risk of being discriminated against by landlords and letting agents.
- It will exacerbate problems already faced by many international workers and students with paperwork complications, especially in flatshare situations. This could also have the unintended effect of discrimination in choosing housemates for flatshares
- This in no way targets rogue landlords as the Home Office claims, but targets both migrants and undocumented UK citizens while increasing the xenophobia that is already on the rise and reducing community cohesion.