Paying more than a third of your income in rent is considered unaffordable. However, rent on a typical two-bedroom home costs some 45% of a full-time salary in London, analysis by Generation Rent finds today. 

Moreover, private renters in nine London boroughs face paying half of their income or more on rent.  

London's skyrocketing rents are pushing families into poverty and financial stress, and making it harder to save or to start a family. 

Content Warning: Sexual violence and Rape

The Sarah Everard case and Clapham Common vigil earlier this month have once again brought the ugly realities of violence, and especially sexual violence, towards women, to the foreground. These attacks on and manipulations of women cut through every part of our society, including the private rental market. This can perhaps most clearly be seen in the crime of Sex for Rent, which sheds a light on the depths of exploitation women face in every facet of their lives.

The Government has failed to bring in measures that would end the Rent Debt Crisis. The Chancellor, Rishi Sunak, set aside no additional funding in yesterday's Budget to pay off rent arrears accrued under the pandemic, or to increase Local Housing Allowance to cover actual rents. 

Two thirds of private renters need much stronger energy efficiency standards if they are to enjoy warmer homes that are affordable to heat and free of damp and mould. That's what our latest research with the Generation Rent Renters' Panel finds. 

Installing insulation and other improvements improves a property's value but landlords are leaving their tenants to put up with cold and draughty homes. Even the £5000 Green Homes Grant the government introduced in September has not nudged landlords into action. 

As well as higher legal standards, tenants need incentives to demand improvements. Right now many don’t know if they will stay long enough to benefit from improvements and worry that their landlord would raise the rent if they made improvements. Tenancy reform is needed to give renters confidence to ask for improvements, and the ability to claim back rent if their landlord leaves them with an inefficient home.

Generation Rent supporter Jacqueline tells her story of facing eviction from a Section 21 'no fault' eviction during Covid.

Coronavirus has seen one in three private renters lose income, and Universal Credit is nowhere near enough to cover average rents. As a result half a million households are now in rent arrears of £730 on average, according to Citizens Advice.

We are calling on Rishi Sunak to use his Budget next month to create a Covid Rent Debt Fund to clear rent arrears and keep renters in their homes. 

Generation Rent supporter Anna tells her story of renting while Section 21 'no fault' evictions continue.

I have been renting my studio flat for about two and a half years. I received my first Section 21 ‘no fault’ eviction notice in the summer of 2019, but it turned out to be invalid because the property lacked a mandatory license.

I received my second Section 21 notice in the middle of March last year, shortly before the UK went into lockdown. For me, the timing of this turned out to be fortuitous, because the accompanying eviction ban meant that my landlady didn’t have a chance to apply to the courts before the expiration of the notice. Despite the difficulties and reduced work hours that the series of lockdowns have caused me, the relative housing security the government afforded renters has been the silver lining.

Last month we estimated that 538,000 private renter households had a shortfall between their Local Housing Allowance and the rent they owed.

Now the government's own survey has backed that up - it found 569,000 private renter households were behind on rent or at risk of arrears this summer. 

The Ministry of Housing's Household Resilience Study, published today, has revealed the extent of the government's failings in supporting private renters through the pandemic.

It is winter, so, like clockwork, mould is sprouting on renters' walls and, in response, letting agents are dishing out spurious advice like this:

Our letting agent sent us this letter, to remind us that “lifestyle activities” such as “breathing” may be the cause of condensation in our home. 🙃🙃🙃 pic.twitter.com/U0zgSCbGGY

— Lucy Mort (@Lucyhbmort) November 17, 2020

More responsible landlords will look to their professional bodies for guidance to improve their tenants' living conditions. The National Residential Landlords Association (NRLA) are sharing this factsheet with its members to pass on to renters who are complaining about condensation, damp and mould.

We decided to take a look - and found that it is unfortunately little better than the cowboys' efforts.

My husband and I have had an assured shorthold tenancy since 1997. I’m 65 years of age and my husband is 69. Over the years we have had to carry out repairs to the property ourselves which we have been prepared to do. Since December 2019, our landlord has been continually harassing us, removing our boundary fences and hedges, while we were away prior to lockdown. He has taken control of our garden, leaving us without any privacy whatsoever.

We used to have dogs that enjoyed the freedom of the garden but they have sadly passed away. We cannot get another dog as we wouldn’t be able to keep it contained within the garden. In fact, we now get other neighbours’ dogs and foxes coming into our property and there is nothing to stop them.

Our landlord is also removing our driveway and has left the edges in an unsafe state causing us to suffer twisted ankles and injuries when we take rubbish to our bins. One Saturday afternoon in June our landlord and his son demolished our own shed and greenhouse while our possessions were still in them. They had been in place the whole time we’ve lived here and were put there with his permission.

Everything has been done completely unannounced and behind our backs and seems to have been done to drive us out of the property.

Half a million private renter households are losing £53m a month because the benefits system is failing to cover their rent. That is the shocking finding from our latest report on the impact of coronavirus on private renters.

Between February and August the number of private renters claiming benefits increased by 36% - or 507,000 households.

Two in five private renters (42%) – 1.9m households – now rely on Universal Credit or Housing Benefit to pay their rent, but miserly benefit rates mean that 538,000 households can’t cover their rent.